Wealth strategies balance self-directed execution, advisory-assisted journeys, and relationship management. Regulatory suitability, risk profiling, and portfolio rebalancing introduce friction and data orchestration. Banking pursues volume, daily engagement, and cost efficiency; wealth pursues trust, share-of-wallet, and advisory productivity.
Channel Archetypes
| Wealth Channel | Role |
|---|---|
| Self-Directed | execution + research |
| Advisory | hybrid + planning |
| Broker-Dealer | platform + product shelf |
| Private Bank | relationship + bespoke |