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Tech & Core Modernisation

How are payments transforming through digital channels?

Digital payments accelerate settlement, expand cross-border corridors, and support new use cases (wallets, P2P, crypto rails). Banking incumbents face…

Digital payments accelerate settlement, expand cross-border corridors, and support new use cases (wallets, P2P, crypto rails). Banking incumbents face margin compression and infrastructure modernization. Fintech wallets drive UX innovation. Wealth integration remains limited to funding, withdrawals, and securities settlement.

Impacts

  • Real-time rails
  • Tokenization
  • Open banking payments
  • Wallet ecosystems

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