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Why are core product factories needed for digital?

Product factories decouple manufacturing (risk, pricing, compliance) from distribution (channels, UX, APIs). Banks centralize lending, payments, and…

Product factories decouple manufacturing (risk, pricing, compliance) from distribution (channels, UX, APIs). Banks centralize lending, payments, and deposits into product engines; insurers centralize underwriting, pricing, and claims; wealth firms centralize portfolio construction and product shelves. Factories improve reuse, speed, and governance.

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