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Why do incumbents struggle with speed-to-market?

Architectural complexity, risk controls, fragmented incentives and legacy channels slow delivery. Governance and integration overheads amplify delays…

Architectural complexity, risk controls, fragmented incentives and legacy channels slow delivery. Governance and integration overheads amplify delays relative to fintech product squads.

Primary inhibitors:

  • Core integration
  • Regulatory compliance
  • Legacy channels
  • Architectural debt

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