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Tech & Core ModernisationHow does wealth management differ from retail banking in digital strategy?
Wealth strategies balance self-directed execution, advisory-assisted journeys, and relationship management. Regulatory suitability, risk profiling, and…
Wealth strategies balance self-directed execution, advisory-assisted journeys, and relationship management. Regulatory suitability, risk profiling, and portfolio rebalancing introduce friction and data orchestration. Banking pursues volume, daily engagement, and cost efficiency; wealth pursues trust, share-of-wallet, and advisory productivity.
Channel Archetypes
| Wealth Channel | Role |
|---|---|
| Self-Directed | execution + research |
| Advisory | hybrid + planning |
| Broker-Dealer | platform + product shelf |
| Private Bank | relationship + bespoke |
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